In an ever-evolving real estate landscape, we've made it our mission to create opportunities that benefit both investors and property sellers. Our unique strategies provide flexibility, efficiency, and enhanced ROI, making real estate investment accessible to a broader audience.
CREATIVE FINANCE
At Benlloch and Sache, we believe in the power of innovation, such as through Seller Finance and Subject-To, (often abbreviated as “Sub-2”). This is where the magic happens, and the traditional real estate playbook gets rewritten.
CREATIVE FINANCE SIMPLIFIED
We seek out properties with favorable financing terms, often those with low-interest rates or desirable loan structures.
Our experts negotiate with property sellers to transfer the property to us "subject to" the existing mortgage or seller finance opportunities.
Before finalizing any transaction, we conduct comprehensive due diligence. This includes verifying the property's title, existing mortgage terms, and ensuring legal compliance.
Once a deal is reached, we manage a seamless transition of property ownership, taking over the existing mortgage in the case of subject-to deals. This transition is conducted with precision and transparency.
ADVANTAGES
1. Faster Sales: Our creative finance strategies often lead to quicker sales, thanks to a reduced need for traditional financing and a streamlined transaction process.
2. Less Fees: By building and negotiating directly with the buyer, sellers can reduce a large amount of closing costs, which can be as high as 12% of the sale price of the property.
3. Attractive Terms: We work with sellers to structure deals that align with their goals. This flexibility can mean more attractive terms, which can be appealing for sellers.
4. Relief from Mortgage Burden: In subject-to transactions, we take over the existing mortgage, relieving the seller from ongoing mortgage payments. This can be a significant relief for those looking to sell quickly.
5. Achieving Personal Goals: Our strategies are designed to help sellers achieve their personal or financial goals. Whether it’s moving on to a new opportunity or securing a hassle-free sale, we’re here to facilitate your objectives.
ADVANTAGES
1. Enhanced ROI: Creative finance strategies often lead to more attractive investment opportunities. By leveraging seller financing and subject-to deals, we minimize the upfront capital required and increase the potential returns on your investment.
2. Risk Mitigation: We conduct rigorous due diligence to ensure that each deal aligns with your investment goals. This diligence mitigates risks and enhances your confidence in the investment.
3. Diverse Portfolio: Creative finance allows us to access a wide range of properties, from hidden gems to prime locations. This diversification strengthens your investment portfolio, reducing risk exposure.
4. Streamlined Transactions: Traditional real estate deals can be time-consuming and complex. Creative finance strategies, on the other hand, enable quicker transactions, ensuring that you can seize opportunities faster.
5. Income Generation: Many of our acquisitions are designed with income generation in mind. Whether it’s through short-term rentals or strategic reselling, our approach is designed to maximize income potential.
TRANSPARENCY
1. Ethical Practices: We adhere to a strict code of ethics in all our dealings. This ensures that every transaction we undertake is not only financially sound but also morally sound. You can trust that your investments are built on a foundation of integrity.
3. Full Disclosure: We believe in providing full disclosure to all parties involved in a transaction. Whether you’re an investor or a property seller, you can expect complete transparency regarding the terms and conditions of the deal.
2. Regulatory Compliance: Real estate transactions involve a web of regulations and legal considerations. Our team of experts is well-versed in local and national real estate laws. We ensure that every acquisition and sale we facilitate aligns with these regulations.
4. Investor Protection: For investors, our commitment to compliance means your investments are safeguarded. We minimize legal risks and ensure that your interests are protected throughout the transaction.
5. Seller Confidence: For property sellers, our transparent approach provides confidence that the transaction is conducted with integrity. We’ll walk you through every step of the process, so you understand the implications of the deal.
6. Documentation and Due Diligence: Our meticulous documentation and due diligence processes guarantee that every transaction is well-documented and thoroughly assessed. This includes title searches, mortgage verifications, and any other necessary checks to ensure a smooth and legal transaction.
7. Ongoing Support: Our commitment to transparency and compliance doesn’t end with the closing of a deal. We provide ongoing support and assistance, ensuring that both investors and sellers have the resources and information they need post-transaction.
8. Your Peace of Mind: When you choose to work with Benlloch and Sache, you’re choosing a partner that’s committed to your peace of mind. You can invest and sell with confidence, knowing that your interests are protected, and the process is conducted with the highest standards of transparency and compliance. We believe in not just making deals but making them right.
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